Banking Hub Blog Stream

Beyond B2B, A Digital Reality Check is your resource where you can read, comment and contribute to thought-provoking discussions that will inspire you to achieve digitization.

  • What you Need to Know for 2019

    What you Need to Know for 2019

    From open banking, usage-based financing and the acceleration of the Internet of Things in commercial insurance, financial services institutions are poised on the cusp of a new digital age.

    Read Article
  • Convergence: Financial Services and Technology

    Convergence: Financial Services and Technology

    If you’re old enough, think back to telecommunications and media in the 1990s. Everything was purchased separately:  local calls, long distance calls, cellular phones, dial-up Internet,...

    Read Article
  • Five takeaways from SIBOS 2018

    Five takeaways from SIBOS 2018

    In the last full week of October, more than 7,000 bankers from over 150 countries met in Sydney for SIBOS 2018 to discuss the effects of an increasingly digitalized world on banks and...

    Read Article
  • Open Banking is Here: Now What?

    Open Banking is Here: Now What?

    Open banking tiptoed in earlier this year in the EU, opening up customers’ payments and banking data to third party financial services providers with little fanfare.  Since then, we...

    Read Article
  • Beyond PSD2: Open Banking and SIBOS

    Beyond PSD2: Open Banking and SIBOS

    The most recent PSD2 open banking deadline came and went in January.  The world didn’t end.  EU banks (well, some of them at least) became compliant with the regulation. 

    Read Article
  • Five Ways Amazon will Push into Financial Services

    Five Ways Amazon will Push into Financial Services

    We are in the midst of a convergence of banking and technology companies; one where we are seeing companies like Amazon sink their tentacles deeper and deeper into financial services. 

    Read Article
  • Five Facts about AI in Retail Banking

    Five Facts about AI in Retail Banking

    Banks may be ahead of the game using artificial intelligence (AI) in some corners of the organization, but many still do not have the customer insight required to act in real time with...

    Read Article
  • Banks’ Focus Evolves after Financial Crisis

    Banks’ Focus Evolves after Financial Crisis

    Ten years after the collapse of Lehman Brothers  - and a laser-like focus on complying to regulation designed to ensure the integrity of financial markets - banks are now concentrating...

    Read Article
  • Insurance: The First Data Scientists?

    Insurance: The First Data Scientists?

    Arguably, insurance actuaries were the first data scientists, analyzing mountains of data with which they made decisions about everything from coverage to pricing. Today, its data...

    Read Article
  • In Banking, Good Equals Happy Customers

    In Banking, Good Equals Happy Customers

    Digital-first competition has given traditional banks incentive to kick-start their focus on innovation. The past 10 years saw banks in a low growth era, in a cost-savings mode and...

    Read Article
  • Big Tech Asks for Keys to the Bank

    Big Tech Asks for Keys to the Bank

    Letting a social media company have access to your personal bank data seems about as intelligent as bringing ants to a picnic. The ants (social media) will get into everything and...

    Read Article
  • How Not to Lose Customer Confidence

    How Not to Lose Customer Confidence

    Imagine you are traveling in Europe and want to use your credit card to pay for a big hotel bill.

    Read Article
  • Banking: Ten Years after the Financial Crisis

    Banking: Ten Years after the Financial Crisis

    What do you give a US bank to mark the 10 th anniversary of the financial crisis?  How about a roll-back of some of the regulations put in place after the crisis!

    Read Article
  • US Drums up Big Change in Banking

    US Drums up Big Change in Banking

    A new US banking regulation, the Crapo Bill, will free up capital requirements for mid-tier banks and likely cause a flurry of mergers and acquisitions.

    Read Article
  • In Banking, Branches Make a Comeback

    In Banking, Branches Make a Comeback

    After an initial stampede towards digital-only banking, some big banks are going back to their roots by doubling down on physical branches. 

    Read Article
  • 2018: A New Era of Innovation in Banking and Insurance

    2018: A New Era of Innovation in Banking and Insurance

    The New Year will herald a sea change in the banking and insurance industries as interest rates rise and the foot comes off the gas pedal of net new regulation. This will give banks and...

    Read Article
  • Has Equifax Done Banks a Big Favor?

    Has Equifax Done Banks a Big Favor?

    In a backhanded way, Equifax may have done banks a big, fat favor.  By demonstrating in the most painful way how damaging a lack of rigorous controls over personal data can be, Equifax...

    Read Article
  • Big Tech Storm Coming for Banking Industry

    Big Tech Storm Coming for Banking Industry

    Financial services institutions need to reinvent themselves by opening up to the broader digital consumer economy - before a maverick like Amazon storms in to further disrupt the...

    Read Article
  • Banks Shed IT Complexity to Soar

    Banks Shed IT Complexity to Soar

    Like a butterfly emerging from its chrysalis, banks that learn to shed the complexity of maintaining legacy systems can embrace innovation and soar.

    Read Article
  • Opening up the Data Fortress

    Opening up the Data Fortress

    A move to open banking is akin to letting strangers get into your data fortress, one that you have been guarding and protecting for decades.

    Read Article
  • loading
    Loading More...