Banking Hub Blog Stream

Beyond B2B, A Digital Reality Check is your resource where you can read, comment and contribute to thought-provoking discussions that will inspire you to achieve digitization.

  • Big Tech Asks for Keys to the Bank

    Big Tech Asks for Keys to the Bank

    Letting a social media company have access to your personal bank data seems about as intelligent as bringing ants to a picnic. The ants (social media) will get into everything and...

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  • How Not to Lose Customer Confidence

    How Not to Lose Customer Confidence

    Imagine you are traveling in Europe and want to use your credit card to pay for a big hotel bill.

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  • Banking: Ten Years after the Financial Crisis

    Banking: Ten Years after the Financial Crisis

    What do you give a US bank to mark the 10 th anniversary of the financial crisis?  How about a roll-back of some of the regulations put in place after the crisis!

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  • US Drums up Big Change in Banking

    US Drums up Big Change in Banking

    A new US banking regulation, the Crapo Bill, will free up capital requirements for mid-tier banks and likely cause a flurry of mergers and acquisitions.

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  • In Banking, Branches Make a Comeback

    In Banking, Branches Make a Comeback

    After an initial stampede towards digital-only banking, some big banks are going back to their roots by doubling down on physical branches. 

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  • 2018: A New Era of Innovation in Banking and Insurance

    2018: A New Era of Innovation in Banking and Insurance

    The New Year will herald a sea change in the banking and insurance industries as interest rates rise and the foot comes off the gas pedal of net new regulation. This will give banks and...

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  • Has Equifax Done Banks a Big Favor?

    Has Equifax Done Banks a Big Favor?

    In a backhanded way, Equifax may have done banks a big, fat favor.  By demonstrating in the most painful way how damaging a lack of rigorous controls over personal data can be, Equifax...

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  • Big Tech Storm Coming for Banking Industry

    Big Tech Storm Coming for Banking Industry

    Financial services institutions need to reinvent themselves by opening up to the broader digital consumer economy - before a maverick like Amazon storms in to further disrupt the...

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  • Banks Shed IT Complexity to Soar

    Banks Shed IT Complexity to Soar

    Like a butterfly emerging from its chrysalis, banks that learn to shed the complexity of maintaining legacy systems can embrace innovation and soar.

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  • Opening up the Data Fortress

    Opening up the Data Fortress

    A move to open banking is akin to letting strangers get into your data fortress, one that you have been guarding and protecting for decades.

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  • Why the Rush to Digitalize Banking?

    Why the Rush to Digitalize Banking?

    The initiative to open up bank APIs to third parties, driven by regulation and market forces, is causing a rush toward digitalization.

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  • The Many Flavors of Open Banking

    The Many Flavors of Open Banking

    As digitalization and regulation create a surge toward open banking, financial institutions have to decide which flavor to try when sharing customer data.

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  • The Open Bank is Coming Soon

    The Open Bank is Coming Soon

    Regulation and market forces are combining to fundamentally transform the way that people bank; opening up customers’ payments and banking data to third party financial services providers. 

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